:root{--ink:#14233a;--ink2:#3a4a60;--muted:#647387;--line:#dde3ea;--bg:#f6f8fa;--card:#fff;--accent:#0f6b5c;--accent2:#0b5547;--warn:#a0521b;--soft:#e8f3f0}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 "Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--accent)}img{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.top{background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:20px;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.logo span{color:var(--accent)}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;border:0;border-radius:10px;padding:14px 22px;font-size:17px;cursor:pointer}
.btn:hover{background:var(--accent2)}.btn.sm{padding:9px 16px;font-size:15px}
.btn.ghost{background:transparent;color:var(--accent);border:2px solid var(--accent)}
.hero{padding:64px 0 48px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.hero h1{font-size:46px;line-height:1.1;margin:0 0 18px;letter-spacing:-.02em;max-width:760px}
.hero p.lead{font-size:20px;color:var(--ink2);max-width:700px;margin:0 0 26px}
.pill{display:inline-block;background:#fff4e8;color:var(--warn);font-weight:700;font-size:14px;border-radius:99px;padding:5px 12px;margin-bottom:18px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.cta-note{color:var(--muted);font-size:15px}
section{padding:48px 0}
h2{font-size:30px;letter-spacing:-.01em;margin:0 0 18px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{margin:0 0 8px;font-size:19px}
.card p{margin:0;color:var(--ink2)}
.num{display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--soft);color:var(--accent);font-weight:800;align-items:center;justify-content:center;margin-bottom:10px}
ul.ticks{list-style:none;padding:0;margin:0}
ul.ticks li{padding:7px 0 7px 30px;position:relative}
ul.ticks li:before{content:"✓";position:absolute;left:4px;color:var(--accent);font-weight:800}
.price{border:2px solid var(--accent);border-radius:16px;padding:26px;background:#fff}
.price .amt{font-size:44px;font-weight:800}
.price .amt small{font-size:17px;color:var(--muted);font-weight:600}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer}
.faq p{margin:10px 0 0;color:var(--ink2)}
.foot{border-top:1px solid var(--line);padding:28px 0 40px;color:var(--muted);font-size:14px;background:#fff}
.quote{border-left:4px solid var(--accent);padding:4px 0 4px 16px;color:var(--ink2);font-size:18px}
/* form */
.form{max-width:760px;margin:30px auto 60px}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;margin-bottom:18px}
.step h2{font-size:22px;margin-bottom:6px}.step .hint{color:var(--muted);margin:0 0 14px;font-size:15px}
.q{margin:16px 0}
.q > label,.q > .lbl{display:block;font-weight:700;margin-bottom:6px}
.q input[type=text],.q input[type=email],.q select{width:100%;font:inherit;padding:11px 12px;border:1px solid #c6cfda;border-radius:9px;background:#fff}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts label{border:1px solid #c6cfda;border-radius:9px;padding:8px 12px;cursor:pointer;font-weight:500;background:#fff}
.opts input{margin-right:6px}
.opts label:has(input:checked){border-color:var(--accent);background:var(--soft)}
.mfa{width:100%;border-collapse:collapse}.mfa td{padding:6px 4px;border-bottom:1px solid var(--line)}.mfa td:first-child{font-weight:600}
.err{color:#b42318;font-weight:600}
.progress{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:5}
.progress .bar{height:4px;background:var(--accent);width:0;transition:width .3s}
/* plan */
.wisp{background:#fff;border:1px solid var(--line);border-radius:14px;padding:40px;max-width:900px;margin:24px auto;font-size:15.5px}
.wisp h1{font-size:30px;margin:0}.wisp h2{font-size:20px;margin:30px 0 10px;border-bottom:2px solid var(--soft);padding-bottom:6px}
.wisp-k{color:var(--accent);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:13px}
.wisp-d{color:var(--muted);margin:4px 0 18px}
.wisp table{width:100%;border-collapse:collapse;margin:8px 0 14px;font-size:14.5px}
.wisp th,.wisp td{border:1px solid var(--line);padding:7px 9px;text-align:left;vertical-align:top}
.wisp th{background:#f2f5f8}
.notice{background:#fff8ec;border:1px solid #f1d6ad;border-radius:10px;padding:12px 14px;font-size:14.5px}
.todo{list-style:none;padding-left:0}.todo li{padding:6px 0}
.src{color:var(--muted);font-size:13px;margin-top:28px}
.toolbar{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:5}
.toolbar .wrap{display:flex;gap:10px;align-items:center;justify-content:space-between;min-height:60px;flex-wrap:wrap}
.banner{background:var(--soft);border-bottom:1px solid #cfe5df;padding:12px 0;font-weight:600;color:var(--accent2)}
@media (max-width:760px){.hero h1{font-size:34px}.grid3,.grid2{grid-template-columns:1fr}.wisp{padding:20px;border-radius:0;border-left:0;border-right:0}h2{font-size:25px}}
@media print{.toolbar,.banner,.top,.foot,.no-print{display:none!important}body{background:#fff}.wisp{border:0;margin:0;padding:0;max-width:none}}